# Creator Content Agent Payments

Wisely helps creators, educators, consultants, paid communities, and API builders turn their knowledge into paid tools that AI agents can buy one call at a time.

Instead of forcing every customer into a subscription, a creator can publish an agent-readable catalog:

- lessons
- videos
- transcripts
- worksheets
- checklists
- coaching frameworks
- private research notes
- calculators
- API actions
- workflow templates

Then a customer's own AI agent can discover the catalog, quote the price, satisfy the x402 payment requirement, retrieve the paid item, and tailor it to that customer's actual situation.

## Plain-English Example

A creator has a paid course about sales follow-up.

With Wisely, the creator can offer:

- "Analyze my follow-up problem" for $1
- "Give me the best lesson from this course for my situation" for $2
- "Generate a seven-day outreach plan from the creator's framework" for $5
- "Run the objection-handling drill" for $0.50

The customer's agent can say:

```text
Use this creator's Wisely MCP catalog. Find the best lesson for my situation, quote the price, ask me before paying, then adapt the lesson to my business.
```

The flow:

1. The agent reads the creator's catalog.
2. The agent chooses the most relevant paid item.
3. Wisely returns an HTTP 402 payment requirement.
4. The customer approves wallet signing or uses developer credits.
5. Wisely verifies and settles the payment.
6. The paid content/tool result is returned.
7. The customer's agent personalizes the lesson using the customer's own context.
8. A receipt is saved.

## Why This Is Different From A Normal Course

Normal course platforms sell static access.

Wisely makes the course agent-callable:

- customers can buy only the exact lesson or workflow they need
- agents can personalize the material to the user's current life/business context
- creators can sell small paid interactions without managing a billing stack
- every paid call can produce a receipt and settlement proof
- content can be consumed by Hermes, OpenClaw, Codex-style agents, ChatGPT through MCP, or other MCP-capable clients

## What Wisely Provides

Wisely can provide:

- hosted x402 endpoints
- native x402 facilitator settlement on Base USDC
- MCP server/catalog metadata
- portable skill package structure
- receipt and reconciliation logs
- creator payout/payable records
- developer credits for repeat buyer-agent calls
- crypto conversion quote handoffs when the buyer starts from another supported asset
- custom creator onboarding and endpoint design

## What The Creator Gets

The creator gets a public or private agent catalog such as:

```json
{
  "creator": "Example Creator",
  "catalog": [
    {
      "id": "sales-followup-diagnosis",
      "title": "Sales Follow-Up Diagnosis",
      "priceUsd": 1,
      "endpoint": "https://payments.wiselyenterprisesllc.com/tools/example-sales-followup-diagnosis"
    }
  ]
}
```

The creator can share:

- a public skill install link
- an MCP server URL
- a catalog URL
- example prompts for subscribers
- paid endpoint URLs

## What The Subscriber Gets

The subscriber tells their own agent what they need.

Example:

```text
I am a local service business and my leads stop replying after the quote. Use the creator's Wisely skill to find the best lesson or checklist for my problem. Quote the cost first. If I approve, pay and adapt the answer to my situation.
```

The subscriber's agent does the rest:

- searches the catalog
- chooses the right paid content/tool
- asks for approval before wallet signing
- pays through x402
- retrieves the content/tool result
- personalizes the answer
- saves the receipt

## Settlement And Proof

Wisely's native facilitator currently supports:

- x402 v2
- exact payments
- Base mainnet / `eip155:8453`
- Base USDC
- EIP-3009 `transferWithAuthorization`

Proof fields can include:

- payment requirement
- payer
- seller/payee
- asset
- amount
- nonce
- transaction hash
- block number
- receipt id
- result hash
- reconciliation status

Canonical proof endpoint:

```text
GET https://payments.wiselyenterprisesllc.com/paid/facilitator-echo
```

Latest live proof transaction:

```text
0x43797eaf1d648f875f39e32f8c297c2f15236e6d8630e2d0aefdfbd1bf5abc95
```

## Creator Onboarding Offer

Wisely can help a creator turn one high-value piece of content into an agent-callable paid tool.

Good first candidates:

- a lesson people ask about constantly
- a checklist that saves time
- a calculator or diagnosis
- a private research note
- a mini-workflow that produces a useful output
- a video/transcript that can be turned into a tailored lesson

The first goal is simple:

> Make one paid endpoint that a subscriber's agent can quote, pay for, invoke, personalize, and receipt.